Retirement is more than a transition—it’s an opportunity to live with purpose, invest in your community, and explore new possibilities. This guide, provided by Garden Spot Village Sales Director Kelly Sweigart, distills practical advice and key insights, focusing on how to navigate the process of choosing a retirement community.
The College Connection: Touring, Fit, and Application
Choosing a retirement community can feel a lot like picking a college. You’ll tour campuses, meet residents, and weigh financial options. The process involves exploring activities, culture and fit, just as much as filling out applications.
Don’t rush. Visit multiple communities, talk to residents and trust your instincts about where you feel most at home.
Questions You Should Ask (Even the Blunt Ones)
One of the biggest fears about retirement communities is financial: “Do you take all of my money?” It’s important to ask this directly. The reality is, you pay an entrance fee and a monthly fee, but you retain control of your finances. Transparency is key—if a community isn’t willing to answer tough questions or let you speak with residents, consider it a red flag.
Other Essential Questions:
Understanding Fees and Financial Models
Retirement communities typically offer two payment models: “fee for service” and “life care.”
Monthly fees cover most living expenses, often streamlining bills and reducing surprises. It’s important to ask what’s included and how fees may change over time.
To learn more about how pricing works, request pricing here or watch a brief video that explains what is included.
The Application Process: What to Expect
Applying to a retirement community involves sharing personal and financial information. Communities use this to ensure residents can afford future increases and still pay for other expenses. The process is thorough but designed to help you make the best decision for your lifestyle and budget.
Don’t hesitate to apply early—even if you’re not ready to move for years. This secures your spot and gives you access to community events and resources.
Orientation and Onboarding: Feeling at Home
Just like college orientation, retirement communities offer trial stays and onboarding programs. You’ll meet neighbors, join activities, and get support from staff and residents. Ask about these processes—they’re crucial for a smooth transition.
Final Thoughts: Plan Ahead, Ask Questions, Get Involved
Moving to a retirement community is a big life change. The best communities encourage questions, offer transparency, and help you get involved before you move in. It’s never too early to start looking.
Choosing a retirement community is about more than amenities and fees—it’s about finding a place where you can thrive. Ask questions, take your time, and look for a community that welcomes you with open arms.